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Never Ever Say This To Sales-Man

Friday, March 12th, 2010

Doesn’t matter how gentle man a car sales man is, doesn’t matter how sincere and honest he sounds there are few things which you must avoid to let them coming out of your mouth. Reason for this is obvious, conflict of interests; do I really need to explain this?

Wow this car is so spell casting.

You have seen your dream ride but never act that you have finalise. Stay calm and don’t let them to read your mind. Sales men are very clever observers and possible exploiters of human behaviour. You might have already seen their skills at some stage, e.g. whenever you go to see a house, they will enthusiastically show kitchen and toilet to your girlfriend, and once they see their eyes gleaning with joy they will go on exploiting their preference.

Cars you don’t like are cheaper then ones who are “breathtaking”. So never let sales man to find out what is breathtaking. No one will be interested in them and you can haggle also then.

I need a car today ….Definitely.

Saying this is worst than telling that you are crazy for any specific one. It gives sales man opportunity to sell you something unwanted at their chosen price.

They knew you just need a body on 4 wheels and may not be inspecting and checking all minute details as you are not willing to walkout without any car. Always show as you are willing to buy car if you find a right model at a price you feel is suitable.

I can’t afford more than this…!!!

Fine if you are looking to buy car on car finance, never tell your limits to salesman. Instead do your homework and keep your quotes with you. Always make a good estimate of trade value of your old car, down payment and term time you want to have finances.

Decide your selected car first, then debate on trade-in


Always decide first which car you want to buy and then come to your trade-in. Never ever hand over your car keys, while haggling over.

I don’t understand financial terms

Doesn’t matter how naïve or pro you are in terms of financial terminology. Always listen with full attention what salesman tells you. Always do bit of research on leasing and hire purchase. If you are going to have car for few years, then leasing is a good option.

My credit’s is not very good

Most people are under wrong impression that their credit score is not very good. It gives your dealer an opportunity to offer you a high APR after convincing you that definitely your credit score is low and that’s best deal you can have. Obviously they are going to make more money.

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Complain Procedure (Dealers)

Thursday, March 11th, 2010


1- Dealers are seasoned players of the game and they are most likely to accept your point of view if presented in a proper way and they are convinced that you are well aware of your rights.
2- So in the first place approach highest authority in writing while keeping a copy for yourself, always keep details of motoring organisations e.g. SMMT,RMIF.
3- If dealers are unreasonable , take a daring step, leave your car in their showroom and let your car keys to land on sales manager table telling them that they have 07 days to process your refund otherwise they have to deal with your solicitor.
4- If you have a lender, see if they can intervene. If problem is big, stop making payments till problem has been solved but take this step in extreme condition. Always keep record of all your expenses as they should be recoverable from dealer.
5- If car was a pre-owned, rejecting it outright will be very difficult. Once a problem is apparent, you should take it back as soon as possible. Now repair cost depends how soon problem developed how severe is problem and what you have paid.
6- If garage makes multiple attempts to fix your car but for whatever reason they are unable to finish their job, take your car to an independent expert after getting your car fixed as you may have to sue dealer and claim all these amount.

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Importing a Car

Saturday, March 6th, 2010

An absolute majority of people who import cars from abroad, will tell you that they either do it to save some bucks or their required car was not sold in UK. Now if you are in same boat, then read this to make sure that you don’t violate law by any means: – Importing cars from EU is slightly easy as compared to buying from out of EU. First fill out form C384 available from HM Revenue & Customs and then contact vehicle registration office to get C386. Once you get car, it will be checked by means of one-off super-MOT costing £250 which is meant for Type-Approval. Let us clarify that following guidance doesn’t applies to classic or non- UK specification cars.
1- Be ready to do lot of paper work as you may have to fill lot of forms, get as much details as possible. It will help you in dealing with HM Revenue & Customs plus will save you in case of any dispute.
2- You may have to pay VAT & Import Duty. Only exemption is when it is more than 06 months old and has covered more than 600 km.
3- Always get a UK specification car and to make sure this exactly put your requirements in writing and get them to confirm it.
4- Your car must meet UK standards, like speedometer must be in miles per hour.
5- If dealer wants proof of your residency don’t send them originals.
6- If you are happy and finalised your car try to pay some deposit using credit card. But if dealer insists on some other mode of payment, keep proof of posting and ask him to send you confirmation.
7- Get price and try to set delivery date but be prepared for delivery date to be change.
8- If you don’t fix a price which is not associated with currency conversion rates then price can go up and down, so be ready for any nasty surprises.
9- Warranty is also an issue of primary importance.
Warranty usually starts from purchase date so find out when first buyer procured this car.
10- Make sure you are insured and don’t forget tell you insurer about use of temporary number plates.
11- Ask your dealer to provide you with Certificate of Conformity to arrange evidence of Type Approval. This proves vehicle meets European Safety Standards. You will need this certificate to register in UK.
12- If car is not coming with type approval, you will need a one off super MOT costing you about £250.
13- Request your dealer to provide you with a temporary export registration number plates or transit plate.
14- Once you have got these, pay rest of balance and again keep evidence of payment.
15- Try to register car in UK as soon as possible and it can take up to 14 day.
16- You are not allowed to drive any vehicle without completing registration and licensing formalities. You have to get car transported to your home.
17- You have to fill out a V55/4 form from for a new car and V55/5 for a used car, you need to submit this form along with;-
(a) £38 registration fee.
(b) Certificate of .
(c) Foreign registration document.
(d) Evidence of date when vehicle was collected.
(e) Relevant HM Customs & Revenue.
(f) Evidence of type approval.
(g) British MOT certificate if car is more that 03 years old or
(h) Declaration of newness V267 if car is new.
(i) Evidence of your name and address such as your bank statement.
Once you have sorted out all these and come across some issues. Then lake it local main dealers. Legally they are obliged to carry out any warranty work.
1- Even when it comes to servicing, they should charge you normal price.
2- Check whole of insurance market extensively as some companies may try to charge you extra.
3- Now if you want to sell this car, dealers are at liberty to buy or offer you substantially low money. So make sure you read, understand and follow properly all above instructions.

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Buying Privately

Monday, March 1st, 2010

Sale of Goods Act doesn’t apply when buying from a private seller so you have to be extra vigilant.
1- Now vehicle must be “as described” but need not be of satisfactory quality or fit for purpose. It should be merely road worthy.
2- Now in case of any contingency, you can sue via a county court using small claims service if the amount disputed is £4,999 or less (In England and Wales) while in Scotland it is only £3,750- here your main point can be allegation OR misled.

3- Biggest issue most buyers face is buying a stolen, scraped or written off car.
4- Best solution to resolve this issue is HPI, for a small cost you can find all facts which will save you from all complications you may face.
5- When it comes to stolen cars which if you have bought, then you may have to buy back from insurer of real owner. In this case your insurer may refuse to help you. You may need to get in touch with a solicitor or local CAB.Only thing you can do is to sue person who sold it you.

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Buying cars online

Tuesday, February 23rd, 2010



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1-     Always speak with local trading standards office if you are in doubt. Always make sure that website uses Encryption Technology to protect your data.
2-     Using a credit card is also strongly advised if you pay anything between £100-30,000, your credit card provider becomes equally liable if car never get delivered, or arrives faulty or seller’s business liquidates.
3-     Best advice is to place a deposit online and finish deal face to face. That is still covered by distance selling law only exemption is when you buy privately or you ask seller to personalise it. Any altered models are not covered by Distance Selling Regulations.
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4-     Buying anything online is covered by Distance Selling Regulations which in simple words mean 07 days cooling off peace mind guarantee. Please note this guarantee only applies when you buy from a business.
5-     There is also interesting variance of public attitude towards online buying in UK,East Anglian’s are at top of chart who make 45% of total online buying, very closely trailed by south easterners at 43%. Midlanders are at the bottom with just 19%.
6-     Auto industry resources tell us about increasing trend of buyer’s tendency to buy online. Over 30% of its customers buy online, without ever viewing it. As with all other item all these cars come with 07- days peace of mind guarantee but you will be surprise to know less than 7% apply for refund.

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